Our Services

What we do

We listen to your financial objectives as our first step taken together. We understand your concerns about investing, retirement income, asset preservation, and wealth transition. With clarity and resolve, we advise you by crafting and implementing a uniquely customized plan best suited to align with your priorities. As your life’s journey evolves, we safeguard your best interests by walking beside you to guide the way.

Everything we offer is customized to align with your needs, your goals and your values. We apply the invaluable insights and comprehensive strategies derived from over 35 years of investment management experience to create just the right solutions for you.

03 Feb: “UNCHANGED”

Income investors will continue to face ultra-low interest rates as the Federal Reserve Bank (The Fed) has recently announced they…

04 Dec: 7 COVID-19 Inspired Investment Strategies

From one of the strongest economies the U.S. has ever seen, to shuttered doors across the country resulting in the…

29 Sep: CONSIDER A ROTH IRA CONVERSION ‘LEMONADE’ MADE FROM COVID-19 ‘LEMONS’

Due to a combination of recent Congressional acts, there are ample reasons to consider converting all or a portion of…

18 May: CITYWIRE FEATURE “A PORTFOLIO FOR RIDING OUT THE STORM”

What is the philosophy behind this portfolio? We believe that a strategic asset allocation model that is regularly rebalanced and…

15 Apr: REQUIRED MINIMUM DISTRIBUTIONS (RMDS) SUSPENDED FOR 2020

In response to the coronavirus (COVID-19) pandemic, lawmakers have passed a bill titled The Coronavirus Aid, Relief, and Economic Security…

10 Apr: ADVISORHUB INTERVIEW

Delivering financial advice may be difficult when the chips are down, but that’s obviously when our clients need us most. …

02 Apr: SMALL BUSINESS PAYCHECK PROTECTION PROGRAM

Must know information for small business owners regarding SBA Loans offered in response to the COVID-19 pandemic through the CARES…

19 Mar: PRIOR SELLOFFS AND FOLLOWING 12 MONTH RECOVERY

Serving as a dose of perspective, see chart below on significant U.S. stock market selloffs over the last 30 years…

18 Mar: EVENT SHOCK & COMMITMENT TO PLAN

As both anxiety and disbelief rise during this period of crisis, we believe the stakes are high to remain committed…

13 Mar: S&P 500 TOTAL RETURN: DIVIDENDS VS. CAPITAL APPRECIATION

Though capital appreciation is important, so too are stock dividends.  It’s important to remember that stock dividends historically represent near…

05 Mar: PODCAST: INTO THE GREAT WIDE OPEN

Into the Great Wide Open was the eight studio album recorded by Tom Petty and the Heartbreakers in 1991. The…

06 Nov: WELLS FARGO ADVISOR MANAGING $300 MILLION CREATES HYBRID

Joining him at the new firm, which was created with the assistance of Dynasty Financial Partners, is Jon Garlow, his…

PORTFOLIO MANAGEMENT

Always customized to your financial goals and risk tolerance, our efficient approach to portfolio management focuses on sophisticated, yet straightforward strategies.

FINANCIAL PLANNING

We consciously examine your entire financial situation, develop a 360° “big picture” course of action, create and implement your customized financial plan, then regularly reevaluate it together as your needs evolve.

LIQUIDITY SOLUTIONS & CASH MANAGEMENT

We endorse the practical necessity and prepare strategic resources to prudently provide for your short-term liquidity needs.

RETIREMENT INCOME PLANNING & SEQUENCING

By understanding your aspirations and expectations for a fulfilling retirement, we finely tune your income sources to ensure both longevity and a proper tax-efficient order of distribution.

CHARITABLE PLANNING

Philanthropy is a series of important personal decisions.  We guide you through straightforward solutions that supply means to support your core values, while creating maximum benefit to your chosen charities.

BUSINESS SUCCESSION STRATEGIES

Key to the legacy of any business owner is the objective to successfully pass the company on to new owners or the next generation. We help develop and execute those plans to facilitate a seamless transition.

TAX MITIGATION

We manage both your assets and income in a tax-efficient manner, while showing you how to optimize tax code allowances for full advantages and opportunities.

MULTI-GENERATIONAL WEALTH ADVICE

By integrating the long term horizon into our scope of planning and collaborating with your legal and tax advisors, we counsel your next generation on how to properly prepare for their wealth transition.